About These Terms

Please read the terms and conditions of use set out below carefully before using this Website (the "Site"). The use of this Site is governed by these terms and conditions ("Terms") and the Privacy Statement.

References to "you", "your" and "yours" are references to the person(s) accessing the Site. References to "we", "us" and "our" are references to Central Coast Property Advisory Service and its related subsidiaries.

Acknowledgment and Acceptance of Terms

This Site is owned and operated by Central Coast Property Advisory Service ("CCPAS"). By using this site, whether browsing or opening an application, you acknowledge that you have read and understood the Terms and agree to be bound by them.

The information and other material provided in the pages of the Site (including the Terms) may be changed at any time without notice by updating this posting. You agree to review the Site regularly and your continued access to, or use of, the Site following any changes will mean that you agree to any changes (including any amended Terms).

No Offer or Advice

The material on this site contains general information about CCPAS Products and services. Unless expressly stated otherwise, this information does not constitute an offer or inducement to enter into a legally binding contract. The information is not intended to be taken as financial advice and does not take into account any investor's individual requirements and circumstances.

Disclaimer and Limitation of Liability

The following clauses exclude or limit our legal liability for the Site. You should read them carefully. They all apply only so far as the law permits.

Whilst we have taken the reasonable steps to ensure the accuracy and completeness of the information contained on the Site, information is provided in good faith on an "as is", "as available" basis and we do not make any representation or warranty of any kind, whether express or implied, as to the reliability of the information contained on this Site. The information is believed to be accurate and current at the date the information was placed on this Site. We do not accept any responsibility arising in any way (including negligence) for errors in, omissions from, the information contained in this Site.

The use of this site is at your sole risk. We shall not be liable for any losses or damages or expenses (including legal costs) whatsoever arising out of or referable to materials on the Site or accessed through the Site, even if we have been advised of the possibility of such damage.

Unless otherwise stated or agreed with you, the information on this Site has been prepared in accordance with Australian law for residents of Australia and for the supply of products or services in Australia. To the extent that it does not satisfy the laws of the country in which you reside or from which you are accessing this Site, it is not directed to you.

We do not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and to undertake reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.

The Trade Practices Act 1974 (Cth), the Australian Securities and Investment Commission Act 1989 (Cth) and similar State and Territory legislation in Australia may confer rights and remedies on you in relation to the provision of services by CCPAS which cannot be excluded, restricted or modified ("non-excludable rights"). CCPAS does not exclude any of these non-excludable rights, but does exclude all other conditions and warranties implied by custom, law or statute.

CCPAS’s liability for breach of any non-excludable rights is limited, at the option of CCPAS, to the supply of the services again, or the payment of the costs of having the services supplied again.

Third Party Sites

Where we provide hypertext links to other locations on the Internet we do so for convenience and information purposes only. We have not verified, and are not responsible for, the content of any other websites or pages linked to or linking to this Site. The inclusion of any link does not imply an endorsement, approval or recommendation of the linked website or its content by CCPAS and, subject to any applicable law which cannot be excluded, CCPAS makes no presentation or warranty, expressly implied, regarding the quality, merchantability or fitness for purpose of any products or services available through a third party website. Following links to any other websites or pages is entirely at you own risk and we shall not be responsible or liable for any losses, damages or expenses or in other way in connection with linking.

Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software.

Trademarks and Copyrights

Unless otherwise indicated, copyright in all information and other materials on this Site, (including information and its arrangement) is owned by CCPAS. All rights are reserved. Except as permitted under the Copyright Act 1986 or other applicable laws, this site or any portion of the site may not be reproduced, adapted, distributed, displayed, transmitted or otherwise exploited for any commercial purpose that is not expressly permitted by CCPAS. You may imprint, copy, download or temporarily store extracts from our Site for your personal information or when you use our products and services. You must not alter anything. In particular you must not use a part of our site on any other website, or link any other website to our site, without our prior written permission. Nothing contained on this Site should be construed as granting any licence or right of use of any trademark displayed on the site without the express written consent of CCPAS.


You agree not to attempt to transfer any material of any kind to this site that contains a virus, malicious computer code or any harmful component and not to otherwise attempt to alter the content of the site. You agree that you are wholly responsible for use of the Site by any person using your computer and you agree to ensure that any such person complies with these Terms.

Data Protection and Security

We may as a result of your interaction with the Site hold use of cookies, to evaluate the effectiveness of our marketing of the Site and for statistical analysis. We will not disclose any such information outside of CCPAS except for fraud prevention purposes or if obliged by law or a regulator, or by confidential agreement to sub contractors or people acting as our agents in the performance of the services we provide.

By agreeing to these Terms you agree to such data being so used and that it may be transmitted to others as stated above.


All figures displayed on this site relating to fees, charges and interest and any other amounts are in Australian Dollars and are current at that time, but may change at any time.


These terms and your access to the site may be terminated at any time by CCPAS without notice. All restrictions, disclaimers and limitations of liability by CCPAS will survive termination.

Governing Laws

These Terms are governed by and are to be construed in accordance with the laws of New South Wales, Australia. You agree to the non-exclusive jurisdiction of the courts of New South Wales, Australia and any courts, which may hear appeals from those courts in respect of any proceedings in connection with these Terms or this Site. If any provision of these terms is found to be invalid or unenforceable by a Court of Law, such invalidity or unenforceability will not affect the remainder of the Terms, which will continue in full force and effect.

CCPAS reserves any rights not expressly granted in these Terms.